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[personal profile] jcollie719
I arranged to pay $3,600 toward my loan on November 2nd, or roughly half the loan amount. I miscalculated the monthly payment amount as $250 instead of $198, so I'll have 18 or 19 more payments to go. That means my loan can be paid off in April or May 2009 instead of sometime in 2011. If I can actually get my Web business off the ground, I can pay the loan off even sooner!

Let's see, to reduce the amount of stress I'm feeling at the moment, I'll list the things I have to look forward to on my Halloween cruise:

1) Entertaining friends during the cabin crawl (and being entertained at other times.)
2) 24-hour access to room service, drinks, pizza and friends.
3) WARM WEATHER!
4) NO WORK!
5) Making new friends and reconnecting with old ones.
6) No financial worry this time.
7) Three brand new (to me) ports to visit.
8) Senor Frogs in Nassau.

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