Tooth is hurting...my wallet
Mar. 14th, 2012 08:40 pmOn Monday, I called a local medical center which offers low-cost dental care to see about filling my chipped tooth. The center's Colorado Springs location has an 18- to 19-month waiting list for new patients, its Fountain location (about 12 miles away) had an 8-9 month wait, and the Divide location (about 40 miles away) had no wait. I signed up for the Fountain waiting list. I didn't pick the Divide center because I wouldn't have been allowed to switch to a different one later.
Later that day, I found a dentist who accepts my medical discount plan and is located in the same building as my therapist. The initial checkup found the chipped tooth possibly needs a root canal. I was approved for a $2,000 line of credit through the office. If I need a root canal, the bill for that and a few other procedures I'd need would be about $2,460 (or $460 plus making monthly credit payments.) If the root canal isn't needed, I'd only pay $2,027. Without my medical discount plan, the total cost would have been over twice that.
I had hoped to use part of my tax refund to pay for my hotel room for RMFC, but needing a root canal would delay that until my next 1 or 2 paychecks are deposited.
Later that day, I found a dentist who accepts my medical discount plan and is located in the same building as my therapist. The initial checkup found the chipped tooth possibly needs a root canal. I was approved for a $2,000 line of credit through the office. If I need a root canal, the bill for that and a few other procedures I'd need would be about $2,460 (or $460 plus making monthly credit payments.) If the root canal isn't needed, I'd only pay $2,027. Without my medical discount plan, the total cost would have been over twice that.
I had hoped to use part of my tax refund to pay for my hotel room for RMFC, but needing a root canal would delay that until my next 1 or 2 paychecks are deposited.